Got Questions
About Spot A Loan?
We’ve Got Answers!
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1. Will I be accepted for a loan?
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It all depends on the credit providers. If you have a good credit score & earn enough to cover repayments, you should be able to!
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2. What are the minimum and maximum amounts I can apply for?
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The minimum loan you can apply for is R5000 and the maximum amount is R250 000.
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3. How will I get my money?
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The credit provider deposits your money directly into your account.
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4. What documents do I need to submit?
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- Latest payslip.
- Copy of SA barcoded I.D.
- 3 Months bank statements.
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5. Who can apply?
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- You are over 18 years old.
- You are permanently employed with a salary of R7500 or more.
- You are a South African citizen.
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6. What Loans do you offer?
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- Personal Loans.
- Home Loans.
- Business Loans.
- Second Bonds.
- Commercial Loans.
- Emergency Loans.
- Bridging Loans.
- Debt Consolidation Loans.